(3 years) (selectedSeries.riskEffectiveDate)

selectedSeries.riskStandardDeviationBenchmark

This series pays a monthly annual fixed rate distribution.

Commissions, trailing commissions, management fees, brokerage fees and expenses may be associated with investment funds.Please read the prospectus before investing. The indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and does not take into account sales, redemption, distribution, or optional charges or income taxes payable by any security holder that would have reduced returns. Investment funds are not guaranteed, their values change frequently and past performance may not be repeated.

For changes in the business, operations or affairs of an investment fund, and reorganization or acquisition of assets in an investment fund during the most recent 10 years that could have materially affected the performance of the investment fund, please refer to the Major Changes During the Last 10 Years section in the most recentAnnual Information Form.

Mutual Fund US Dollar Settlement Option details.

Index performance does not include the impact of fees, commissions, and expenses that would be payable by investors in the investment products that seek to track an index.

The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect future values of the investment fund or asset allocation service or returns on investment in the investment fund or from the use of the asset allocation service.

†The major holdings of the Fund may, but do not necessarily, represent the largest holdings of the Fund. Rather, the major holdings are selected for their overall significance in evaluating the investment portfolio. Please see /currency to view the funds/products using currency derivatives to hedge exchange risk.

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Opportunity to Improve Outcomes – Applying leverage on a portfolio with attractive return-for-risk properties can help achieve higher expected returns for a given level of risk than portfolios where no leverage is available.

Consistent Return Potential – Using derivatives and short selling strategies can help limit expected volatility with the aim of generating a smoother investing experience in different market conditions.

Diversified Return Drivers – Utilizing alternative strategies can help manage exposure to traditional fixed income return drivers interest rate and credit risk with more precision and provide a diverse stream of returns.

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This series pays a monthly annual fixed rate distribution.

Commissions, trailing commissions, management fees, brokerage fees and expenses may be associated with investment funds.Please read the prospectus before investing. The indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and does not take into account sales, redemption, distribution, or optional charges or income taxes payable by any security holder that would have reduced returns. Investment funds are not guaranteed, their values change frequently and past performance may not be repeated.

For changes in the business, operations or affairs of an investment fund, and reorganization or acquisition of assets in an investment fund during the most recent 10 years that could have materially affected the performance of the investment fund, please refer to the Major Changes During the Last 10 Years section in the most recentAnnual Information Form.

Mutual Fund US Dollar Settlement Option details.

Index performance does not include the impact of fees, commissions, and expenses that would be payable by investors in the investment products that seek to track an index.

The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect future values of the investment fund or asset allocation service or returns on investment in the investment fund or from the use of the asset allocation service.

†The major holdings of the Fund may, but do not necessarily, represent the largest holdings of the Fund. Rather, the major holdings are selected for their overall significance in evaluating the investment portfolio. Please see /currency to view the funds/products using currency derivatives to hedge exchange risk.

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Mutual funds sponsored by Mackenzie Investments are only qualified for sale in the provinces and territories of Canada. Please read a funds prospectus and speak to an advisor before investing.