You can switch off notifications anytime using browser settings.Looking for safe mutual funds with higher return potential? Here is our listStock Analysis, IPO, Mutual Funds, Bonds & MoreLooking for safe mutual funds with higher return potential? Here is our listMany mutual fund investors are increasingly becoming mindful of the risk associated with their schemes given the current market volatility.Many mutual fund investors are increasingly becoming mindful of the risk associated with their schemes thanks to the current volatility in the stock market. Suddenly, everyone is looking for a `safe or `consistent performing mutual fund scheme. Asked to define thesafeschemes, the investors would say they want a scheme that wouldnt suffer much in a falling market and offers good returns in a bull market. Is it possible?

We looked at Up capture ratio and Down capture ratio of equity mutual fund schemes, including largecap, midcap, smallcap, large and midcap, multicap, focused and value funds. We looked at the data category wise. Next, we took out all those schemes which had an up-capture ratio of more than 100 and down-capture ratio of less than 100.

What do these ratios capture?An up-capture ratio shows how a scheme has performed vs its benchmark when the benchmark had a positive return. And, a down-capture ratio shows the performance of a scheme vs its benchmark when the benchmark had a negative return.

A ratio of 100 for a scheme means, the schemes performance was in line with its benchmark. Moving back to our selection of schemes, we have taken out those schemes which have outperformed their respective benchmarks in both the bull and the bear phases of a market.

In a bearish market, if a scheme falls less than its benchmark, it is considered an outperformance. In other words, we can say that these schemes have given higher returns than their benchmark in all the bull runs and have fallen less than their benchmark in bear markets during a certain period. For our study, we have taken a period of five years.

Out of a total universe of 157 schemes, we found six mutual fund schemes which fulfilled our selection criteria. Among them, two were large and midcap schemes, three were multicap schemes and one is a focused scheme.

We do not advise investors to outrightly invest in these schemes. While it is important to look for schemes which gives you a downside protection, there are several other factors to consider while choosing mutual fund schemes. For example, your goals, time in your hand and your risk appetite, among others.

Planning to invest in mutual funds to build a retirement corpus? Here is what you should know.

Canara Robeco Emerging Equities Fund Regular Plan

Mirae Asset Emerging Bluechip Fund Regular Plan

(%)Mirae Asset Tax Saver Direct-G-4.266.005.156.0820.60Invest NowMirae Asset Tax Saver Reg-G-4.425.524.224.5518.98Invest NowMotilal Oswal Long Term Equity Fund Direct-Growth

ELSS-3.336.893.57-7.0315.44Invest NowFeatured

ELSS-4.278.416.161.8914.25Start SIPMotilal Oswal Focused 25 Fund Direct-Growth

Large Cap-2.697.415.65-0.2813.25Invest NowDHFL Pramerica Gilt Direct Plan – Growth

Gilt1.152.566.029.487.50Invest NowDSP Midcap Direct Plan-Growth

Mid Cap-4.616.123.31-7.3513.09Start SIPDHFL Pramerica Hybrid Debt Fund Direct Plan-Growth

Conservative Hybrid-0.283.035.338.528.93Invest NowDSP Focus Direct Plan-Growth

Multi Cap-3.418.665.540.5910.63Start SIPMotilal Oswal Multicap 35 Fund Direct-Growth

Multi Cap-2.396.804.67-3.8714.13Invest NowMotilal Oswal Midcap 30 Fund Direct-Growth

Mid Cap-3.218.225.46-3.887.98Invest NowDHFL Pramerica Large Cap Fund Direct Plan-Growth

Large Cap-2.256.367.874.5212.06Invest NowDSP Small Cap Direct Plan-Growth

Small Cap-5.907.46-0.37-17.256.83Start SIPDSP Equity Opportunities Direct Plan-Growth

Large & MidCap-5.086.703.34-2.1013.82Start SIPDSP Credit Risk Direct Plan-Growth

Credit Risk-0.151.57-0.57-0.684.90Start SIPMotilal Oswal Long Term Equity Fund Direct-Growth

ELSS-3.336.893.57-7.0315.44Invest NowDSP Tax Saver Direct Plan-Growth

ELSS-4.278.416.161.8914.25Start SIPDSP Liquidity Direct-Growth

Liquid0.581.783.707.617.21Start SIPICICI Prudential Savings Fund Direct Plan -Growth

Low Duration0.622.144.378.497.89Invest NowDSP Savings Direct Plan-Growth

Money Market0.642.114.168.446.96Start SIPDSP Strategic Bond Direct Plan-Growth

Dynamic Bond-0.801.054.328.366.60Start SIPDSP 10Y G-Sec Fund Direct-Growth

Gilt with 10 year Constant Duration0.782.215.5810.007.10Start SIPDSP Bond Direct-Growth

Medium Duration0.392.183.556.097.39Start SIPDSP Short Term Direct Plan-Growth

Short Duration0.592.084.738.777.54Start SIPDSP Ultra Short Fund Direct Plan-Growth

Ultra Short Duration0.622.003.096.396.97Start SIPDSP Equity Savings Fund Direct-Growth

Equity Savings-1.095.144.262.478.57Start SIPDSP Dynamic Asset Allocation Fund Direct-Growth

Dynamic Asset Allocation0.402.994.507.399.24Start SIPDSP Regular Savings Direct Plan-Growth

Conservative Hybrid-0.644.252.33-0.796.61Start SIPDSP Equity & Bond Direct-Growth

Aggressive Hybrid-2.707.206.361.8011.77Start SIP

– Returns less then 1 year are absolute and above 1 year are annualised.

– Returns of 1 year are absolute and above 1 year are annualised..

Are balanced advantage mutual funds really safe?

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